The Real-World Skills Blog

30-Day Money Challenge for Teens: Build SMART Habits That Stick | Life Prep Curriculum

30-Day Money Challenge for Teens: Build SMART Habits That Stick | Life Prep CurriculumBy: Nicole Smith Published on: 24/01/2026

Most teen money lessons fade in a week. The 30-Day SMART Money Challenge builds automatic financial habits through daily actions—neurodivergent-friendly, no prep required. Available on Amazon.

Practical Independence Financial Literacy
30-Day Money Challenge for Teens: Build SMART Habits That Stick | Life Prep Curriculum

Financial Literacy 2026: What High School Requirements Mean for Teens

Financial Literacy 2026: What High School Requirements Mean for TeensBy: Nicole Smith Published on: 22/01/2026

30 states now require high school financial literacy courses. Learn what's covered, what's missing, and 5 ways to make money skills actually stick at home.

Financial Literacy
Financial Literacy 2026: What High School Requirements Mean for Teens

How I Build Life Skills Curriculum That Actually Works | Standards to Life™

How I Build Life Skills Curriculum That Actually Works | Standards to Life™By: Nicole Smith Published on: 10/01/2026

Most life skills curriculum fails. Here's the 6-stage process I use to connect academic standards to real-world skills teens actually care about—and use.

Brand & Methodology
How I Build Life Skills Curriculum That Actually Works | Standards to Life™

Holiday Cash Traps: How Teens Can Spot and Dodge Online Money Pitfalls

Holiday Cash Traps: How Teens Can Spot and Dodge Online Money PitfallsBy: Nicole Smith Published on: 02/01/2026

Holiday cash disappears fast. Teach teens to spot BNPL traps, subscription creep, and influencer hype before they drain the account—without lectures or gatekeeping.

Financial Literacy
Holiday Cash Traps: How Teens Can Spot and Dodge Online Money Pitfalls